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With Christmas approaching fast and increased lockdown measures continuing, many people’s thoughts are now concerned with money. During uncertain economic times, it makes sense to try and save money wherever possible. While the lockdown means that you can’t go out to socialise and hit the shops as you normally would, it does not necessarily mean that you will save money.
Being at home all day and feeling bored can make it harder to resist the temptation to curb your spending. If you are keen to come out of this lockdown with a healthier bank balance, why not give some of these ideas a try to help your start making some savings? What are your financial goals?
Have a go at DIY
Do you have jobs around the house that you have never quite gotten around to completing? If so, why not make the most of this time at home and start ticking them off your to-do list? Taking on a project is an excellent way to keep occupied and beat boredom. Plus, if you are going to be spending a lot of time at home, you may as well make sure that it looks at its best!
Have you considered cheaper ways to decorate? I love the popular Geometric wall art and thought it looked hard until I read a geometric wall designs guide which tempted me to give it a try! Watch this space because if Stuart agrees I am going to give it a go!
Do it yourself is not reserved solely for painting and decorating your house. DIY can also help you to save money on repair bills. If you have appliances and other items around the house in need of repair, why not take this time to tackle them? Look online to find easy to replace parts and then learn how to fix the item yourself. Fixing items is an excellent way to save money on expensive repair bills, plus it helps you learn new skills that you can use again in the future.
If your mind is starting to focus its attention on the festive season, then now could be the perfect time to get your Christmas shopping sorted. Having more time on your hands will help you to save money on your Christmas shopping list as you will be able to take your time researching Christmas gift guides and comparing prices to help you get the best deals on your gifts.
If you are feeling particularly creative at home, you may want to create some handmade Christmas presents. Handmade gifts are a thoughtful way to show that you care, and your recipient is sure to appreciate the time and effort you put into creating their present.
As well as saving money during the lockdown, why not give making money a try too? Having a sort through your stuff to find items that no longer fit, that you no longer want or need, will help you free up space in your home and help you make some cash.
Once you have cleared out your items, why not sell them online to make some cash to help with the cost of Christmas? Clothes, accessories, and games are all likely to sell well at this time of year especially if they still have tags and original packaging.
Why not teach your children more about money at the same time and instead of giving them money when they need it, open a Go Henry account for them?