This is a collaborative post.

If you are like most people, you probably love Christmas. The joy of gift-giving and the thrill of hosting big parties are worth waiting the whole year for. But all this joy can easily fade in the face of the stress that the credit card bill brings. However, this can easily be avoided with a few tips that can help you save money this holiday season.

Save Money on Your Fine Jewellery

Statistics show that over 60% of women would love to receive jewellery for Christmas. Whether you are looking for a beautiful pearl bracelet to wear at a Christmas party or shopping for gifts for your loved ones, fine jewellery can be very expensive during the holiday season.

If you are keen on wearing diamonds for this year’s party, compromise on carat weight and purchase a stone that is right under the full carat mark (0.90 carats), as it will look the same, but it will save you a lot of money.

Try to stay away from very popular designs, shapes and colours, as it will help you save between 10% and 25% on your fine jewellery pieces. If you are ok with owning pre-loved jewellery, online auction websites are perfect for finding beautiful vintage pieces at much lower prices than the new versions.

Save Money on Gadgets and Toys

Gadgets and toys are very popular Christmas gifts, so they are usually quite expensive right before the holidays. Using coupons can help you save a lot of money on your Christmas shopping, so why not give it a try?

Websites like My Voucher Codes offer thousands of discount coupons for anything from gadgets, toys, travel and even food. You can save even 20% on your gifts for this year if you use one of the discount codes from these websites.

Save Money on Food Using Cashback Apps

If you don’t want to leave money on the table, use cashback websites and apps such as Top Cashback for amazing rewards for shopping, sign-up bonuses, points and cash on all of your purchases from their partner websites.

All you have to do is to make a purchase from a retailer featured on one of these websites, by clicking through the site. The cashback website will receive a commission from that retailer, and they will share their commission with you so you can earn money from shopping via their website.

You can even earn cash back when shopping for groceries for all those festive Christmas dinners and brunches.

Save on Decorations by Swapping with Friends

We all love to buy new decorations every year, but this usually ends up ramping up the holiday budget. If you want to save some real cash on Christmas decorations this year, swap décor pieces with friends and family.

This way, you can all have “new” pieces, without any cost at all. Besides, reusing decorations is much better for the environment, so consider that before you purchase that box of tree ornaments.

Save on Presents by Gifting Experiences

Another amazing way to save money this Christmas is by offering gift experiences and your time instead of material things. Babysitting services, cooking, make-up, photography, or any other skills you might have can easily be transformed into gifts for the right person. Put those talents to use and save some money in the process.  

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